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Program 3648
Government Help for Homeowners!


Waiting results in steeper consequences!
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877-443-1101

Gidget's take on this matter rev. Jan 2010

239-443-1101

 

FANNIE MAE LOOK UP

 

About PROGRAM 3648

 

Programs & Options

 

Local Counseling Agencies

Insolvency vs. Bankruptcy

 

FREDDIE MAC LOOK UP

 

 What not to do

 

History & Overview

 

Short Sale vs. Bankruptcy

1099-C vs. 1099-A

   

Debt Relief Act

 

Second Mortgages

 

Terms and Perspectives

If you must Sell

    

Gidget Jackson, is the local Certified Program 3648 Representative to help homeowners understand what options are available to them as well as let them know how they can work with their lender to take advantage of those options.

 
 


Gidget Jackson


Distressed Property Counselor for Program 3648

Helping Homeowners Save their Homes
239-443-1113 for a private no cost interview


Email me - click here
 
 


Short Sale Option

   
A ray of hope if you want to avoid foreclosure and long term damage to your credit

We are prepared to help you if you must sell!

We have aligned ourselves with top professionals in our area to assist the public during this market crisis.  We realize people need help understanding their options. 

Our Team of professionals are committed to not only helping the public understand their options but making sure the choices are made available to either save their home from foreclosure or move forward with other options available.
 

 

 
     

Foreclosure risk of loss calculator - sample

           
         
Value of property:   $100,000    
         
Amount of loan:   $75,000    
         
Interest rate:   14%    
         
# of months for loan amortization: 999    
Use 999 for interest only.      
Payment :   ($875)    
         
Cost of legal action:   $1,800    
         
# of months to foreclose: 4    
         
Loss of income during foreclosure: $3,500    
         
Clean-up costs:   $1,000    
         
Insurance coverage:   $200    
         
Property taxes not paid: $2,000    
         
Discount off value for quick sale: 10%    
         
Selling costs:   7%    
         
Sales price:   $90,000    
         
Net after sales costs: $83,700    
         
Profit/Loss to lender   $6,300.00    
Profit if positive, loss if negative      
Allows for all costs including legal, cleanup etc.    
         

         

WE SELL DISTRESSED PROPERTIES...

RESIDENTIAL
Homes
Condos
Duplexes
Lots
Luxury Homes

COMMERCIAL
Buildings
Construction
Land
Industrial

NEW CONSTRUCTION
Completed or
Partially Constructed

DEVELOPMENTS

We Also Sell Properties Built with Chinese/Defective Drywall.

Pre & Post Bankruptcy

FORECLOSURES

 

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